Structured
Commercial Investment – Loan Notes | UK Property
FROM £20,000
  • New
  • 8%
    Net rental

KEY PROPERTY HIGHLIGHTS

  • £20k Investment
  • With 8% Net income paid bi-annually
  • Your initial investment is returned at the end of the 5-year period
  • Developer has signed personal guarantees to the value of £15 million
  • Tangible security via a first and only legal charge on the title deed
  • The loan note will be used only to refurbish prime residential sites in Manchester city centre

WHY INVEST IN COMMERCIAL PROPERTY INVESTMENTS UNDER 25K?

HIGH DEMAND

The UK property market is seen as a safe haven for capital as a result a stable political environment.

HIGHER YIELDS

There is a dramatic shortage of housing in the UK versus the growing demand and inward migration. This will lead to medium term capital growth for investors.

EXIT STRATEGY

Our commercial investments typically offer a three to five year exit strategy. Investors prefer it to a fixed deposit saving account.

WHAT INVESTORS SAY

PROPERTY DETAILS

The Loan Notes Investment Explained

Loan notes are in effect legally binding IOUs that allows the payee to receive payments – with an interest coupon which is paid bi-annually.

Loan Notes UK Property Investment Fundamentals

  • An established Manchester developer and landlord is offering a loan note to investors
  • With 8% Net income paid (bi-annually)
  • with tangible security, via a first and only legal charge on the title deed (Land Registry)
  • The loan note will be used only to refurbish prime residential sites in Manchester city centre
  • Added security of a personal guarantee from the owner of the development company. He has signed personal guarantees to the value of £15 million
  • The first and only legal charge as well as the developer’s personal guarantee is held by regulated Guernsey Financial Services by regulated fiduciary agents on behalf of loan note holders
  • Your initial loan note investment is returned at the end of the 5-year period
  • Securing early, off-market positions in property
  • Proven track record and credible performer

Why Invest in Manchester Buy to Let?

hs2-high-speed-rail-to-manchester

Manchester tops the table as the best place to invest to achieve high rental yields. Not only can investors achieve high rental yields here, there is also a sizeable rental sector. 26.85% of the housing stock is privately rented, which is above the national average of 18% and assures investors that there will be a strong demand for property. Manchester is also home to 60% more 25-29 year olds (those most likely to rent) than anywhere else in the UK.

property-price-increase-october-2016-appeal-of-manchester

The Process – Case Study

The developer found an iconic building, located right in the heart of Manchester city centre, close to the main shopping district.

Before they acquired the building in mid-2015, using loan note funds, it had sat vacant for years. The purchase attracted the attention of local press who applauded the developer’s intention of bringing such a stunning central building back to useful purpose and guaranteeing its long-term future.

The property was refurbished to a BREEAM energy efficient standard to minimise the running costs. Once completed to a high specification it was let to young professionals and achieved a high rental yield income.

This property will be retained within the developer’s property portfolio. Exit finance with Lloyds Bank PLC will replace the loan note funds secured against the building and the funds will be returned to the security trustees.

The typical refurbishment process takes 6 to 18 months. Finance for the properties will be obtained at an early stage and either retained or sold upon completion.

Commercial Investment – Loan Notes | UK Property
  • £20k Investment
  • Developer has signed personal guarantees to the value of £15 million
  • Your initial investment is returned at the end of the 5-year period
  • The loan note will be used only to refurbish prime residential sites in Manchester city centre
  • Tangible security via a first and only legal charge on the title deed
  • With 8% Net income paid bi-annually
Commercial Investment – Loan Notes | UK Property

Purchase Price

£20,000

Investment Amount

£20000

Income Paid Twice Yearly

£800

Annual Income

£1600

Total Income

£8000

Exit Funds Paid @ Year 5

£20000

Total Return

£8000

Property Location

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